Will the money last? Senior care cost calculator
Care costs are paid mostly out of pocket until savings run out, then Medicaid may take over. Estimate how long a parent's savings would cover care.
That's under 3 years. Families in this position often need to plan for Medicaid eligibility now. The 5-year look-back means waiting is costly.
Understand your Medicaid options
Our Texas Care Funding Playbook explains spend-down, the homestead exemption, and the look-back rule in plain English.
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Cost figures are national medians from the CareScout 2025 Cost of Care Survey and vary by metro area. This tool is educational and simplified. It does not model Medicaid rules, asset exemptions, or taxes, and is not financial or legal advice. See our methodology.
If the money runs short, plan ahead
Get our free guide to the 5 costly Medicaid mistakes Texas families make, so you protect the house and savings before it is too late.
Want a starting number for your area? See estimated care costs by Texas metro.
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